Data ingestion
Receive and validate bank, switch, network, partner and internal files.
Banking operations
Reconciliation & Settlement
Match transaction records automatically, investigate exceptions efficiently and close settlement cycles with accurate, auditable control.
99.8%Automated matching visibility
Capabilities
Control every reconciliation and settlement step
Configure matching logic for multiple payment sources while giving operations teams the evidence and ownership needed for dependable closure.
Matching engine
Apply configurable one-to-one, one-to-many and tolerance-based rules.
Exception workbench
Route unmatched records with ownership, ageing and supporting evidence.
Settlement control
Validate payable and receivable positions before final closure.
Operational dashboards
Monitor volumes, match rates, exposure and closure readiness.
Audit trail
Retain actions, decisions and approvals for complete traceability.
Workflow
From source file to verified closure
Ingest
Collect transaction records.
Validate
Check structure and completeness.
Match
Apply configured rules.
Investigate
Resolve exceptions.
Close
Approve settlement results.
Close each cycle with confidence
FirstMelon brings records from banks, switches, cards, UPI, wallets and partner files into one matching process. Teams can see matched items, open exceptions and pending actions without maintaining separate trackers.
Configurable rules handle routine matching at scale. Clear queues guide users through exceptions and approvals. Settlement controls show what is ready to close and what still needs review. Reports retain the evidence needed for operations, finance and audit teams.